Xactimate estimating and complete claim files for roofing, trades, and small contractors — We Learned Construction on a Ladder
For Roofers, GCs, Plumbers, Electricians, HVAC, Flooring & Painters

The homeowner called you to repair their home. We'll handle the insurance claim.

Complete carrier-ready claim files — scope, estimate, and evidence packet — in one flat rate per file. No subscription. No Xactimate on your desk. Pay per job, only when you have one.

Open An Account → See Pricing
The Problem

You opened your business to follow your passion, not fight with big insurance companies.

You price your own jobs every day. Insurance work is different — the carrier wants a format you never learned, and every hour you spend learning it is an hour you're not running jobs or closing the next sale.

The big contractors aren't cheaper.

Same roof, same shingle, same crew, same quality. Bigger payout. How? They have people who get the carrier to pay more. That's the difference. It's not a pricing problem, it's a claim problem.

The homeowner hands you the carrier's estimate.

You start swapping materials to match the price. You shave the job down as far as it'll go, and the carrier's number is still lower. Now you're negotiating against yourself. The homeowner gets a lower quality roof. You get a smaller job. The carrier pays exactly what they planned to pay.

You fought a carrier once. You're not doing that again.

Hours on the phone. Adjusters who don't call back. Denials with no explanation. You decided your time was worth more than the fight, and you went back to eating the difference. Fair call. But that fight isn't your job. It's ours.

How It Works

Four steps from your job site to a paid claim.

48–72 hour turnaround from receipt of a complete file. You never leave your job.

Send Your Project

Photos, measurements, homeowner info, and any adjuster paperwork you already have. Upload via our portal.

We Write The File

Complete scope, Xactimate-format estimate, and evidence packet — line-by-line, carrier-ready, defendable.

Quality Review

Every file is reviewed for accuracy and code compliance by an experienced tradesman for compliance before delivery. Insulation scoping included free upon request.

Delivered to You

You receive the complete claim packet. You send it to the carrier. The carrier approves a new settlement. You just got paid what the job is worth, and the homeowner tells the neighbors. Our file only goes to you, never the carrier. You own the job, the customer, and the next one they send you.

Pricing

Pay per file. No subscriptions. No retainers.

Pick your service and see your file price. Rush and volume discounts apply to most services.

Your scope file
$75
25 sq × $3 = $75 (matches $75 minimum)

Residential roofing scopes: $3 per square, $75 minimum. No rush option. Not eligible for volume discount.

Priority queue · same-day start on complete files
Your scope file
$300
60 sq × $5 = $300 (above $250 minimum)

Commercial roofing scopes: $5 per square, $250 minimum. Volume discount applies.

Priority queue · same-day start on complete files
Your supplement file
$400
Flat rate · full residential roofing supplement

Residential roofing supplements: $400 flat per file. Volume discount applies.

Priority queue · same-day start on complete files
Your supplement file
$1,500
100 sq × $15 = $1,500 (above $400 minimum)

Commercial roofing supplements: $15 per square, $400 minimum. Volume discount applies.

Priority queue · same-day start on complete files
Your supplement file
$179
Standalone base: $75 · 1,600 sq ft × $0.065 = $104

Best value: adding siding to an existing roofing supplement drops the base from $75 to $25. Volume discount applies.

Priority queue · same-day start on complete files
Your supplement file
$265
1-room base: $125 · 400 sq ft × $0.35 = $140 · 0 wet spaces

Interior water loss supplements: base by room count, plus per-square-foot of affected area, plus $75 per wet space. Volume discount applies.

Large loss ($75k+) and multi-trade fire/smoke supplements: contact us for a custom quote. support@DiscoveryClaimsSolutions.com · (336) 252-8952.
Volume Discount

Send more files. Pay less per file.

Cumulative annual files earn tiered discounts. Annual review on January 1. Prior-year file count sets your tier going forward.

Standard
None
1–24 files
Full rate applies
Active
10%
25–74 files
Off every file going forward
Preferred
15%
75–149 files
Off every file going forward
Partner
20%
150+ files
Off every file going forward

Residential roofing scopes are excluded from the volume discount.

No retainer. No monthly commitment. Discount is earned by file volume, not promised in advance.

Quick Answers

What Roofing & Trades contractors ask most.

I don't have Xactimate. Is that a problem?

No — that's the point. DCS produces the complete Xactimate file for you. You never touch the software. No subscription, no training, no monthly fee.

Will you talk to my homeowner or the carrier?

No. Never. DCS delivers every file to the contractor. We do not contact carriers, adjusters, or homeowners under any circumstance. You keep the customer relationship.

How fast is turnaround?

48–72 hours from receipt of a complete file. If we need clarification, the clock pauses. Contractors have 48 hours to respond before the file loses queue position.

Can I add siding to a roofing job?

Yes — bundling siding onto an existing roofing file drops the base fee entirely. You pay only the per-square-foot add.

What happens on bigger losses (3+ rooms, fire, flood)?

Those are custom — call (336) 252-8952 or email David for a quote.

See All FAQs →
DCS delivers every file to the contractor. We never contact your carrier, adjuster, or homeowner — ever.
Flat rates per file · No subscriptions · No retainers · No percentage-of-recovery fees

Stop passing on insurance work.

Open an account in under 2 minutes. Send your first file whenever you're ready.

Open An Account →