How peril separation, code citation, and forensic documentation drive supplement recovery.
An 1848 Italianate landmark, a flooded basement, and a flat denial. Splitting the loss into separately covered perils turned a closed file into a partial settlement — and laid the groundwork for how DCS scopes claims today.
Read case study →The carrier wrote a TPO roof for repair on a system the manufacturer specs require to be replaced when drainage is compromised. Manufacturer documentation, code citations, and a forensic scope flipped the carrier position and unlocked a $65,000 supplement.
Read case study →The carrier estimate called for detach and reset on a gutter system that physically can't be detached and reset. Documenting the integrated construction and the manufacturer install method drove a $7,800 supplement.
Read case study →DCS prepares Xactimate estimates and supplements for restoration contractors. The contractor submits the documentation to the carrier and to the homeowner. The contractor handles all communication with the carrier and all communication with the homeowner. DCS does not contact carriers. DCS does not contact homeowners. DCS is not a public adjuster. DCS does not negotiate settlements. DCS produces the file.